Terms & Conditions

Last updated: 28 August 2026

1. Acceptance of Terms

By accessing or using Goldsmiths.ai, you agree to be bound by these Terms & Conditions. Goldsmiths.ai is operated by Goldsmith & Co Ltd.

2. Eligibility

You must be at least 18 years old. All prospective members must submit a vetting application and be approved.

3. Membership

Standard (£40/month): 500 credits. Pro (£79/month): 1,200 credits. Challenge Entry (£5): 100 credits. Credits reset monthly. No rollover. Top-up credits do not expire.

4. Credits

1 credit = 1 AI chat message, 2 credits = 1 image, 5 credits = simple app, 10 credits = complex app, 20 credits = full deployment. Credits deducted before each request. Failed requests are refunded. Credits cannot go negative.

5. Trial Credits

10 free trial credits granted once per member after the challenge. Trial credits do not expire. Once consumed, a subscription is required.

6. Payment

Subscriptions billed monthly via Stripe. Cancellation takes effect at end of billing period. No partial refunds for mid-cycle cancellations.

7. Acceptable Use

8. AI-Generated Content

AI-generated content may be inaccurate. You are responsible for reviewing all AI output. We do not guarantee accuracy or fitness for any purpose.

9. Intellectual Property

You retain ownership of content you create. The Goldsmiths.ai platform and branding are the property of Goldsmith & Co Ltd.

10. Vetting Process

All members must complete a vetting application. Approval is not guaranteed. Rejected applications retained 30 days then deleted.

11. Refund Policy

Cancellation within 14 days of initial subscription (Consumer Contracts Regulations 2013) qualifies for a full refund. Top-up purchases non-refundable once used. Challenge entry fees non-refundable except for winning challengers.

12. Service Availability

We do not guarantee uninterrupted access. We are not liable for losses from service unavailability.

13. Limitation of Liability

Goldsmith & Co Ltd shall not be liable for indirect, incidental, or punitive damages. Total liability shall not exceed the amount paid in the preceding 30 days.

14. Termination

We may suspend or terminate accounts for breach of Terms. Upon termination, data is retained 90 days then deleted.

15. Governing Law

These Terms are governed by the laws of England and Wales.

16. Contact